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Alternative Loans

Financial Aid

This page is not an endorsement of any company, it is for informational purposes only. 


Contact Information 

Interest Rate

Discover Student Loans
P.O. Box 30947
Salt Lake City, UT 84130-0947

 Tel: 800-788-3368

*interest rate 3.62-11.49%

Sallie Mae 

Borrower Call Center
300 Continental Drive
Newark, DE 19713

 Tel: 877-279-7172 


*interest rate 2.5-11.85%


Wells Fargo Educational
Funding Services
P.O. Box 5185
Sioux Falls, SD 57117-5185

Tel: 800-658-3567 

*interest rate 5.94-18%

*current rate quoted from Internet

Maximum APR varies by lender – Origination fees vary with lenders - Student and cosigner if applicable are responsible for repayment - Credit approval necessary – Borrowing limits vary by lender and cost of attendance (COA) – Limited deferment and forbearance options vary by lender – Not federally insured against death and disability

Ask Smart Questions

  •  How much may I borrow?
  • What are the fees associated with the loan?
  • What are the interest rates and how often will they change (e.g., quarterly)?
  • Do I need a co-signer?
  • Can I receive a lower interest rate when I apply with a co-signer?
  • Can I defer payments while in school?
  • What are the terms of repayment?
  • Are there any penalties for paying the loan off early?
  • Can I receive combined billing with my Stafford loans?

As always, take care to borrow only what you need to cover your education costs, not what you are eligible to receive.