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The amount of money you and your family can reasonably be expected to use toward paying for a college education. The EFC is determined by a formula established by Congress and is used by the Office of Financial Aid to establish your degree of financial need for Federal financial aid (except for Federal Direct Unsubsidized or PLUS loans). If you are an independent student, you may be expected to use a portion of your (and your spouse's, if married) income, other benefits and assets to finance your education. If you are a dependent student, you may not only be expected to use a portion of your income, other benefits and assets to finance your education, but may also be expected to receive financial help from your parents.
Tuition and fees applicable to you, together with each individual school's estimate of other expenses related to college attendance. Factors affecting your cost of attendance include whether or not you live with your parents, if you are an independent student and whether or not you have dependent care expenses. You may visit the Estimated Cost of Attendance page for more specific information.